Your Trusted Houston Commercial Real Estate Brokerage

Viking Enterprise LLC is part of eXp Commercial, an agent-led, cloud-based commercial real estate brokerage with agents across the globe.

Your Trusted Katy / Fulshear & Houston Commercial Real Estate Brokerage

Viking Enterprise LLC is part of eXp Commercial, an agent-led, cloud-based commercial real estate brokerage with agents across the globe.

Looking to invest, buy, sell or lease? We can help.

Looking to invest, buy, sell or lease? We can help.

OUR FEATURED TENANTS & CLIENTS

eXp Commercial - Viking Enterprise Team's real estate network provides unparalleled commercial real estate services to Tenants and Landlords around the Katy- Houston area. Our knowledge, experience, and reputation sets us apart from many firms.


A commercial property owner might have various plans that would necessitate the services of a commercial real estate broker. Some of the common scenarios include:

1. Selling the Property: If the owner decides it’s time to sell the property, a commercial real estate broker can help determine the market value, market the property effectively, and negotiate with potential buyers to get the best possible price.

2. Leasing Space: For property owners looking to lease out part or all of their commercial space, a broker can help find suitable tenants, negotiate lease terms, and ensure the lease agreements meet all legal requirements and serve the owner’s best interests.

3. Acquiring More Properties: Owners looking to expand their portfolio would benefit from a broker's knowledge of the market, access to listings, and negotiation skills to secure additional properties at favorable terms.

4. Property Management: While not all brokers offer this service, some commercial real estate brokers or their affiliates offer property management services. This can be particularly appealing for owners who prefer a hands-off approach or are managing properties from a distance.

5. Market Analysis: Owners considering future developments, renovations, or rebranding of their property might engage a broker for a comprehensive market analysis. This helps in understanding current market trends, the demand for different types of spaces, and potential returns on investment for various strategies.

6. Refinancing: In situations where a property owner is looking to refinance their property, a commercial real estate broker can provide valuable insights into the property’s current market value, assist in gathering necessary documentation, and even help in finding the best financing options.

7. Partnership or Investment Opportunities: Owners interested in exploring partnerships, joint ventures, or seeking investors for expansion or development projects might use a broker to find and vet potential partners or investors.

8. Consulting on Zoning and Use Changes: When contemplating a change in the use of the property or dealing with zoning issues, a broker with experience in local regulations and the specific property type can provide guidance and strategic planning assistance.

9. Exit Strategy Planning: For owners looking to plan an exit strategy from their investment, whether it’s through a strategic sale or a gradual winding down of operations, brokers can provide market insights, timing advice, and valuation services to optimize the exit process.

In any of these scenarios, the expertise and services provided by a commercial real estate broker can save the property owner time and money, while also providing access to a wider network of potential buyers, tenants, and industry professionals. Give us a call today!

Reviews

💰 Mortgage Rate Forecast 2025–2026: What Fannie Mae Says Comes Next 📊

📉 Fannie Mae Predicts Mortgage Rates to Drop Below 6% by 2026! 🚀

October 06, 20253 min read

📉 Fannie Mae Predicts Mortgage Rates to Drop Below 6% by 2026! 🚀

💰 Mortgage Rate Forecast 2025–2026: What Fannie Mae Says Comes Next 📊


Fannie Mae Predicts Mortgage Rates Could Drop Below 6% by 2026 — Here’s What It Means for Investors

Fannie Mae’s latest September 2025 Economic and Housing Outlook has sent ripples across the real estate and mortgage world. After two years of volatile interest rate movement, the government-sponsored enterprise now forecasts that mortgage rates could finally fall below 6% by 2026 — a potential turning point for both homebuyers and commercial real estate investors.


📈 What’s Driving This Forecast?

After the Federal Reserve’s aggressive rate-hiking campaign to tame inflation in 2022 and 2023, inflation has cooled from its 9% peak to near the Fed’s 2% target by late 2024.
This progress allowed the Fed to cut rates for the first time since December 2024, lowering the federal funds rate by 0.25% to a range of 4.0%–4.25% in September 2025.

Despite these cuts, mortgage rates remained stubbornly high, hovering near 7% due to persistent inflationary pressures and investor uncertainty. However, Fannie Mae’s economists now believe the worst may be over.


🏦 Fannie Mae’s Key Mortgage Rate Forecasts

According to Fannie Mae’s ESR (Economic & Strategic Research) Group:

·2025 year-end mortgage rate: 6.4%

·2026 year-end mortgage rate: 5.9%

·Total home sales forecast: 4.72 million (2025)5.16 million (2026)

·Single-family mortgage originations: $1.85T (2025)$2.32T (2026)

·GDP growth forecast: 1.5% (2025)2.1% (2026)

·Inflation (CPI): 3.1% in 2025, moderating to 2.6% in 2026

These numbers mark a subtle but significant shift toward stabilization — signaling renewed confidence in the housing and lending markets after several unpredictable years.


🏘️ Affordability: The Main Barrier Still Standing

Despite the optimistic outlook, affordability continues to block many first-time homebuyers and investors from entering the market.
Since 2010, median home prices have roughly doubled, while down payment requirements have surged. Combined with elevated rates, that’s made it difficult for many buyers to qualify for financing.

However, if rates indeed fall below 6% by 2026, housing affordability could improve markedly — spurring both retail home purchases and CRE investment activity. More inventory and stabilizing prices could draw sidelined buyers and investors back into action.


📊 The Federal Reserve’s Next Moves

The Federal Reserve’s September 2025 Summary of Economic Projections indicates more rate cuts are likely ahead, with a median funds rate projection of 3.6% by year-end.
Chairman Jerome Powell emphasized that the Fed’s path remains data-dependent, prioritizing balance between price stability and employment.

As Powell stated, “Labor demand has softened, and job creation is now running below the break-even rate.”
This cautious tone suggests the Fed is willing to cut further if economic conditions warrant — a key factor in bringing mortgage rates lower.


💡 What This Means for CRE Investors and Business Owners

For commercial investors and business owners, this forecast represents a window of opportunity:

·Refinancing leverage: Those with high-rate loans could soon refinance into lower fixed-rate structures.

·New acquisitions: Lower capital costs will improve cap rates and make previously marginal deals pencil again.

·Developer financing: Construction and bridge loan rates could ease, improving project feasibility.

·Portfolio growth: A declining-rate environment historically leads to higher lending activity and greater liquidity in CRE markets.


📅 The Bottom Line

If Fannie Mae’s projections hold true, 2026 could usher in a renewed lending cycle — one that rewards prepared buyers, refinancers, and investors.
Those who act strategically in 2025 — locking in financing, scouting undervalued properties, and building relationships with lenders — will be best positioned to capitalize.


👉 Pro Tip:
Connect with a commercial mortgage advisor who understands both current market volatility and forward-rate strategies. Aligning your investment timing with the Fed’s next moves could mean significant savings over the next cycle.


https://www.houstonrealestatebrokerage.com/

https://www.houstonrealestatebrokerage.com/houston-cre-navigator

https://www.commercialexchange.com/agent/653bf5593e3a3e1dcec275a6

http://expressoffers.com/[email protected]

https://app.bullpenre.com/profile/1742476177701x437444415125976000

https://author.billrapponline.com/

https://www.amazon.com/dp/B0F32Z5BH2

https://veed.cello.so/FOmzTty6oi9


© 2023-2024 Bill Rapp, Broker Associate, eXp Commercial Viking Enterprise Team


Fannie Mae Mortgage Forecast2026 mortgage rate predictionsFederal Reserve rate cuts 2025housing market outlook 2026mortgage rates below 6 percentreal estate market trends 2025real estate market trends 2026CRE investment strategiescommercial real estate financinginflation and mortgage rateshome affordability forecast
blog author image

Bill Rapp, CRE Broker

I am a Houston commercial broker, with residential experience, as well as a lending background. I have been in the real estate industry for 14 years and counting, and I have worked in many roles within the industry and each has given me a unique perspective of the industry as a whole. My dedication to clients is rooted in this industry knowledge, but also includes my desire to go the extra mile in networking to source off market opportunities for my clients. Me and my team at eXp Commercial have a cutting-edge technology package that gets the widest exposure for each transaction. eXp Commercial offers a nationwide network through which we can deliver the best exposure and professional advice to achieve our clients’ goals while also minimizing their risk. Clients appreciate my methodical method of discovery in our initial consultation. Through which we can get to know each other and their specific’s business’s needs and objectives on a granular level. Our processes help navigate each transaction and its potential pitfalls through to a successful outcome for our clients. It is my stated goal to provide our clients with extensive market analysis and expertise that fosters innovative solutions and rewarding commercial real estate opportunities.

Back to Blog

eXp Commercial - Viking Enterprise team real estate network provides unparalleled commercial real estate services to Tenants and Landlords around the greater Katy & Houston MSA area. Our knowledge, experience, and reputation sets us apart from many firms.

A commercial property owner might have various plans that would necessitate the services of a commercial real estate broker. Some of the common scenarios include:

1. Selling the Property: If the owner decides it’s time to sell the property, a commercial real estate broker can help determine the market value, market the property effectively, and negotiate with potential buyers to get the best possible price.

2. Leasing Space: For property owners looking to lease out part or all of their commercial space, a broker can help find suitable tenants, negotiate lease terms, and ensure the lease agreements meet all legal requirements and serve the owner’s best interests.

3. Acquiring More Properties: Owners looking to expand their portfolio would benefit from a broker's knowledge of the market, access to listings, and negotiation skills to secure additional properties at favorable terms.

4. Property Management: While not all brokers offer this service, some commercial real estate brokers or their affiliates offer property management services. This can be particularly appealing for owners who prefer a hands-off approach or are managing properties from a distance.

5. Market Analysis: Owners considering future developments, renovations, or rebranding of their property might engage a broker for a comprehensive market analysis. This helps in understanding current market trends, the demand for different types of spaces, and potential returns on investment for various strategies.

6. Refinancing: In situations where a property owner is looking to refinance their property, a commercial real estate broker can provide valuable insights into the property’s current market value, assist in gathering necessary documentation, and even help in finding the best financing options.

7. Partnership or Investment Opportunities: Owners interested in exploring partnerships, joint ventures, or seeking investors for expansion or development projects might use a broker to find and vet potential partners or investors.

8. Consulting on Zoning and Use Changes: When contemplating a change in the use of the property or dealing with zoning issues, a broker with experience in local regulations and the specific property type can provide guidance and strategic planning assistance.

9. Exit Strategy Planning: For owners looking to plan an exit strategy from their investment, whether it’s through a strategic sale or a gradual winding down of operations, brokers can provide market insights, timing advice, and valuation services to optimize the exit process.

In any of these scenarios, the expertise and services provided by a commercial real estate broker can save the property owner time and money, while also providing access to a wider network of potential buyers, tenants, and industry professionals. Give us a call today!

Find the perfect location for your business.

Let us help your business succeed.

💰 Mortgage Rate Forecast 2025–2026: What Fannie Mae Says Comes Next 📊

📉 Fannie Mae Predicts Mortgage Rates to Drop Below 6% by 2026! 🚀

October 06, 20253 min read

📉 Fannie Mae Predicts Mortgage Rates to Drop Below 6% by 2026! 🚀

💰 Mortgage Rate Forecast 2025–2026: What Fannie Mae Says Comes Next 📊


Fannie Mae Predicts Mortgage Rates Could Drop Below 6% by 2026 — Here’s What It Means for Investors

Fannie Mae’s latest September 2025 Economic and Housing Outlook has sent ripples across the real estate and mortgage world. After two years of volatile interest rate movement, the government-sponsored enterprise now forecasts that mortgage rates could finally fall below 6% by 2026 — a potential turning point for both homebuyers and commercial real estate investors.


📈 What’s Driving This Forecast?

After the Federal Reserve’s aggressive rate-hiking campaign to tame inflation in 2022 and 2023, inflation has cooled from its 9% peak to near the Fed’s 2% target by late 2024.
This progress allowed the Fed to cut rates for the first time since December 2024, lowering the federal funds rate by 0.25% to a range of 4.0%–4.25% in September 2025.

Despite these cuts, mortgage rates remained stubbornly high, hovering near 7% due to persistent inflationary pressures and investor uncertainty. However, Fannie Mae’s economists now believe the worst may be over.


🏦 Fannie Mae’s Key Mortgage Rate Forecasts

According to Fannie Mae’s ESR (Economic & Strategic Research) Group:

·2025 year-end mortgage rate: 6.4%

·2026 year-end mortgage rate: 5.9%

·Total home sales forecast: 4.72 million (2025)5.16 million (2026)

·Single-family mortgage originations: $1.85T (2025)$2.32T (2026)

·GDP growth forecast: 1.5% (2025)2.1% (2026)

·Inflation (CPI): 3.1% in 2025, moderating to 2.6% in 2026

These numbers mark a subtle but significant shift toward stabilization — signaling renewed confidence in the housing and lending markets after several unpredictable years.


🏘️ Affordability: The Main Barrier Still Standing

Despite the optimistic outlook, affordability continues to block many first-time homebuyers and investors from entering the market.
Since 2010, median home prices have roughly doubled, while down payment requirements have surged. Combined with elevated rates, that’s made it difficult for many buyers to qualify for financing.

However, if rates indeed fall below 6% by 2026, housing affordability could improve markedly — spurring both retail home purchases and CRE investment activity. More inventory and stabilizing prices could draw sidelined buyers and investors back into action.


📊 The Federal Reserve’s Next Moves

The Federal Reserve’s September 2025 Summary of Economic Projections indicates more rate cuts are likely ahead, with a median funds rate projection of 3.6% by year-end.
Chairman Jerome Powell emphasized that the Fed’s path remains data-dependent, prioritizing balance between price stability and employment.

As Powell stated, “Labor demand has softened, and job creation is now running below the break-even rate.”
This cautious tone suggests the Fed is willing to cut further if economic conditions warrant — a key factor in bringing mortgage rates lower.


💡 What This Means for CRE Investors and Business Owners

For commercial investors and business owners, this forecast represents a window of opportunity:

·Refinancing leverage: Those with high-rate loans could soon refinance into lower fixed-rate structures.

·New acquisitions: Lower capital costs will improve cap rates and make previously marginal deals pencil again.

·Developer financing: Construction and bridge loan rates could ease, improving project feasibility.

·Portfolio growth: A declining-rate environment historically leads to higher lending activity and greater liquidity in CRE markets.


📅 The Bottom Line

If Fannie Mae’s projections hold true, 2026 could usher in a renewed lending cycle — one that rewards prepared buyers, refinancers, and investors.
Those who act strategically in 2025 — locking in financing, scouting undervalued properties, and building relationships with lenders — will be best positioned to capitalize.


👉 Pro Tip:
Connect with a commercial mortgage advisor who understands both current market volatility and forward-rate strategies. Aligning your investment timing with the Fed’s next moves could mean significant savings over the next cycle.


https://www.houstonrealestatebrokerage.com/

https://www.houstonrealestatebrokerage.com/houston-cre-navigator

https://www.commercialexchange.com/agent/653bf5593e3a3e1dcec275a6

http://expressoffers.com/[email protected]

https://app.bullpenre.com/profile/1742476177701x437444415125976000

https://author.billrapponline.com/

https://www.amazon.com/dp/B0F32Z5BH2

https://veed.cello.so/FOmzTty6oi9


© 2023-2024 Bill Rapp, Broker Associate, eXp Commercial Viking Enterprise Team


Fannie Mae Mortgage Forecast2026 mortgage rate predictionsFederal Reserve rate cuts 2025housing market outlook 2026mortgage rates below 6 percentreal estate market trends 2025real estate market trends 2026CRE investment strategiescommercial real estate financinginflation and mortgage rateshome affordability forecast
blog author image

Bill Rapp, CRE Broker

I am a Houston commercial broker, with residential experience, as well as a lending background. I have been in the real estate industry for 14 years and counting, and I have worked in many roles within the industry and each has given me a unique perspective of the industry as a whole. My dedication to clients is rooted in this industry knowledge, but also includes my desire to go the extra mile in networking to source off market opportunities for my clients. Me and my team at eXp Commercial have a cutting-edge technology package that gets the widest exposure for each transaction. eXp Commercial offers a nationwide network through which we can deliver the best exposure and professional advice to achieve our clients’ goals while also minimizing their risk. Clients appreciate my methodical method of discovery in our initial consultation. Through which we can get to know each other and their specific’s business’s needs and objectives on a granular level. Our processes help navigate each transaction and its potential pitfalls through to a successful outcome for our clients. It is my stated goal to provide our clients with extensive market analysis and expertise that fosters innovative solutions and rewarding commercial real estate opportunities.

Back to Blog

Find the perfect location for your business.

Let us help your business succeed.

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27815 Astoria Brook Ln

Katy, TX 77494 USA


9600 Great Hills Trail, Suite 150w Austin, TX 78759 |
855.450.0324 xx255

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Information About Brokerage Services eXp Commercial LLC #9010212

Viking Enterprise LLC #9009614

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27815 Astoria Brook Ln

Katy, TX 77494 USA

901 S Mopac Expwy, Bldg 2, Suite 350 Austin, TX 78746 | 512.474.5557Texas Real Estate Commission

Consumer Protection Notice Texas Real Estate Commission Information About Brokerage Services Reliance Retail, LLC #603091

Texas RS, LLC #9003193 | RESOLUT RE Is Licensed In Louisiana #0995694083